Real Estate Programs, Protections, and Resources

Discover the programs that can support you in a buying or selling project: RE/MAX protections, assistance for access to property, resources for first-time buyers, and solutions tailored to various real estate needs.

RE/MAX Programs to Buy, Sell, or Invest With More Confidence

Whether you want to buy a property, sell your home, better understand a condominium, or undertake a commercial real estate project, RE/MAX Accès offers you RE/MAX programs that can support your process. These resources help frame certain aspects of the transaction and ask the right questions to your broker.

A Key Solution Against Latent Defects

A Key Solution Against Latent Defects

Are you considering or have purchased a property covered by the Intégri-T guarantee? This unique and exclusive RE/MAX guarantee provides you with financial protection in case of discovery of such defects.

Peace of Mind Assured

Peace of Mind Assured

Without a doubt, buying or selling a property is a significant event in your life. The Tranquilli-T commitment is to support you through every step and turn obstacles into concrete solutions.

Co-Ownership Professionals

Co-Ownership Professionals

This program offers our co-ownership professionals workshops, video capsules and podcasts as well as fact sheets and other practical tools to allow them to continually update their knowledge.

The Best of Commercial Brokerage

The Best of Commercial Brokerage

The RE/MAX Commercial Program is made up of brokers specializing in the commercial sector who offer personalized supervision according to your specific needs.

Logo - Mes rabais RE/MAX program

Mes Rabais RE/MAX

With Mes rabais RE/MAX, enjoy great deals on a wide range of products and services for your home. Whether you’ve just bought, sold, or are in the middle of a move, this program helps you save money while bringing your projects to life.

RÉFLEXE AÎNÉ® Engaged

Expertise and a commitment to better support seniors

At RE/MAX, we believe that every stage of life deserves personalized, reassuring, and tailored support. That’s why, in partnership with UMANO-stratégies conseils and Visavie, we’ve launched the SENIOR'S REFLEX® Engaged program.

The Home Buyers' Plan (HBP)

The HBP allows buyers to withdraw funds from their RRSP (Registered Retirement Savings Plan) to finance the purchase or construction of a residential property, without paying tax on the withdrawal.

Advantages

  • Ability to withdraw up to $60,000 (or $120,000 for a couple), interest-free.

  • Tax-free withdrawal with a 15-year repayment period.

Eligibility

Be a first-time homebuyer or have not owned a property in the past five years.

The Home Buyers' Plan (HBP)

The Tax-Free First Home Savings Account (FHSA)

The FHSA is a recently introduced program that allows first-time buyers to save up to $40,000 for a home purchase, combining the benefits of an RRSP and a TFSA.

Advantages

  • Contributions are deductible from taxable income.

  • No tax on withdrawals if used for a home purchase.

Eligibility

  • Be a first-time homebuyer.

  • Annual contribution limit of $8,000 with a maximum of $40,000.

The Tax-Free First Home Savings Account (FHSA)

The Homeownership Assistance Program (MAPA)

The MAPA is a government program designed to facilitate homeownership for low-income buyers. It offers a grant that can cover part of the down payment needed to purchase a first property.

Advantages

  • Non-repayable grant covering up to 10% of the property purchase price.

  • No repayment required, as long as the beneficiary retains ownership for a specified period.

Eligibility

  • Must be a low-income homebuyer.

  • The property value must not exceed a certain limit, which varies by region.

  • The application must be submitted before the signing of the deed of sale.

The Homeownership Assistance Program (MAPA)

The 40 KM Program

This program allows certain buyers to benefit from a tax advantage if they move more than 40 km from their workplace to purchase their principal residence.

Advantages

  • Reduction of moving costs if the distance is more than 40 km.

  • Tax relief based on the new proximity to the workplace.

Eligibility

The buyer must move more than 40 km for professional reasons.

The 40 KM Program

Do You Have Questions About These Programs?

Frequently Asked Questions

Better Understand the Available Real Estate Programs

Real estate programs can help better prepare for a purchase, a sale, or a more specialized transaction. This FAQ answers the most frequently asked questions to help you understand the available resources and know when to seek advice from a RE/MAX Accès broker.

RE/MAX Accès

Phone

O. 418 948-1000

Address

1538 avenue Jules-Verne
Québec, Québec, G2G 2R5

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E-mail

info@remaxacces.com

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